After costs, the return on the average actively managed dollar will be less than the return on the average passively managed dollar for any time period.
—Willia
After market-risk and inflation-risk, which investors take great strides to mitigate through sound investment practices, taxation-risk presents the biggest
For many people, life insurance forms the security foundation of their financial plan. While most financial planners recommend that life insurance be purchased
It should not take the filing of a tax return or a death in the family to finally create order out of paper chaos so you are not forced to scramble in those
For many Americans, building true wealth might seem elusive, even illusory considering that many people, who very recently were sitting on six and seven figure
The saving versus paying off debt is an age-old quandary that has plagued people since the advent of consumer debt. Pose this question to a group of financial
In my opinion, it is impossible to predict future stock market returns. Investment models can produce hypothetical returns but they can’t account for future
The purchase of a life insurance policy will never make most peoples’ top ten list of favorite things to do. After all, there is a lot not to like in the whole
In the ever changing landscape of life insurance products, there remains one stalwart that has changed very little since the first American life insurance
Young families with an eye to the future are faced with a daunting choice – to save earnestly for a confident retirement or to save for their children’s
The good news is that life insurance rates continue to decline and people are buying more term life coverage than ever before. The bad news, is that many people
While our extended longevity should be greeted with gratitude for the possibility of enjoying a longer life with our grandchildren, many retirees are
